What are term deposit rates

Earn a high fixed interest rate with our range of Term Deposits. Get a great return on your savings. Find out more.

The term deposit rate is the agreed interest rate for your term deposit. It remains fixed for the term of the deposit. For example, if you deposit $5,000 for 12 months at a 2.5 per cent term deposit rate, that 2.5 per cent term deposit rate will be fixed for the entire 12 months and won’t change until the term matures. The following table displays term deposit products on Canstar’s database, available to consumers looking to invest $50,000 for a one-year term, with interest paid at maturity. The table is sorted by advertised interest rate (highest to lowest), and then by provider name (alphabetically). Term Deposits Interest Rates With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating. Rates changes from the past seven days will be highlighted in green or red. The above Term Deposit rates are available online and in branch for personal customers with a maximum limit of $1,999,999 per customer. For amounts greater than $1,999,999 or for Business Term Deposits, please contact any CommBank branch or your relationship manager. Latest rates as of 9 March 2020. Interest rates on offer may vary at any time without notice. * Rate is available for new Term Deposits from $5,000 to $5,000,000. Personal customers only. Private Bank customers may need to contact their Relationship Manager to obtain this rate. Not available for business, corporate, institutional or government customers. Rate applies for a single term. Interest rates paid on term deposits are typically lower or less attractive than most fixed-rate Term deposits can't be withdrawn early without penalty or losing all of the interest earned. Interest rates don't keep up with rising inflation. Interest rate risk exists if investors are locked in Also, while the phrase 'term deposit' is in common usage in countries like Australia, Canada and New Zealand, term deposits are also known as certificates of deposit in the United States, as fixed rate bonds in the United Kingdom, time deposits in Japan and China and as fixed deposits in India.

Learn how you can earn a competitive interest rate on your Term Deposits with no setup or monthly fees.

There are many term deposit rates, and term deposits are simple, safe and reliable, offering a guaranteed return over a fixed period. Here you can search and compare the best value term deposits from a range of lenders, catch up on the latest information in our news and guides sections, or work out how much interest you’ll earn with our handy term deposits calculator. The term deposits rates have been slashed by 20-25 basis points and bulk term deposits, by 10 basis points. The term deposits maturing in 7 days to 45 days will give you an unchanged rate of interest of 4.50% per annum and deposits maturing in 46 days to 179 days will give you an interest rate of 5.50% per annum. New Zealand term deposits – learn the market rates. Before you agree to open up a term deposit account, it pays to know the rates financial providers are offering, so you can see where your money will have the best chance at growing. Read the Investment Statement. Term Deposits Interest Rates With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating. Rates changes from the past seven days will be highlighted in green or red.

Enjoy fixed interest rate on savings with an HSBC Fixed Term Deposit account. Our Fixed Term Deposit comes with benefits like access to 19 currencies and 

Locking into a fixed interest rate can potentially have a downside - should interest rates go higher, you won't be able to take advantage of a better rate while your  Term deposits. Enjoy sweet savings with guaranteed growth and a rate that's ready to pick. Competitive rate of 1.90% p.a. for 6 months; Loyalty bonus of 0.10%; Interest paid into any Australian bank account; No account-keeping or set-up fees to pay  Generally, the longer the term of deposit, higher is the rate of interest but a bank may  Term (months), Interest Rate. $1,000.00 - $4,999.99, $5,000.00 - $24,999.99, $25,000.00 - $49,999.99, $50,000.00 and over. Minimum investment $5,000*. A term deposit can be a secure way to invest and a potentially handy solution if you're concerned about interest rates dropping further in the coming months or  A term deposit is a cash investment you make with a financial institution that typically has a guaranteed return at a fixed interest rate over a set period of time ( the 

Term deposits offer a fixed interest rate, unlike savings accounts, which have a variable rate that could change at any time. Because the rate on your term deposit is fixed for the life of the term, if interest rates fall lower your rate will remain unchanged.

Term Deposits. Term Deposits are an efficient way to grow your savings. They allow you to invest your money for a fixed term at a competitive rate of return so 

Deposit Interest Rate: The deposit interest rate is paid by financial institutions to deposit account holders. Deposit accounts include certificates of deposit , savings accounts and self-directed

The following table displays term deposit products on Canstar’s database, available to consumers looking to invest $50,000 for a one-year term, with interest paid at maturity. The table is sorted by advertised interest rate (highest to lowest), and then by provider name (alphabetically). Term Deposits Interest Rates With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating. Rates changes from the past seven days will be highlighted in green or red. The above Term Deposit rates are available online and in branch for personal customers with a maximum limit of $1,999,999 per customer. For amounts greater than $1,999,999 or for Business Term Deposits, please contact any CommBank branch or your relationship manager. Latest rates as of 9 March 2020. Interest rates on offer may vary at any time without notice.

Dec 1, 2017 Standard bank savings accounts, where you can make a withdrawal instantly, ( perhaps 30 or 60 days) in exchange for a better interest rate.